If you're cutting expenses, or living on a consistently low, budget, a gym membership is probably out of the question. We were in the "no gym membership camp for quite some time. We were young, broke, and fighting off credit card debt like you wouldn't believe. After all, the experts say that a … [Read more...]
Chili Lime Chicken Tacos
Since January 1st (or 4th) kicked off what is informally known as "The Month of Healthy Eating & Exercise" Don't worry, I'm not judging because I'm there too!The hubs and I's DietBet started January 4th, and in order to win part of the $300,000 pot, we have to each lose 4% of our bodyweight … [Read more...]
Holiday Credit Card Debt? 6 Tips To Get Back On Track
We typically associate the Holidays with fun, good memories, food, and of course presents. I didn't grow up in the best of homes, but some of my best memories are of Christmas with extended family, opening presents Christmas morning at home, and shopping for and wrapping those presents in the days … [Read more...]
Thinking About A No Spend Month? Here’s Why We Won’t
You've seen the success stories. The families that got on board with a no spend month, saved $1,000's and came out the other side with a whole new outlook on frugality. Those families are rock stars.Seriously! They are the thing that we all aspire to be. Rock-solid in our convictions. Able to … [Read more...]
Our Favorite Savings Hack {Plus 5 Tools That Will Do It For You}
You've come up with your goals for the year, worked through your budget, challenged every single line of that budget, and created an action plan for making 2016 your best year yet.In a single week, you've come unbelievably far when it comes to setting your hopes & dreams for 2016 in … [Read more...]
33 Ways To Cut Expenses, Make Extra Money & Save Your Budget!
During my post about how we paid off $24,000 of debt on a $54,000 salary in 2015, and then the one I wrote about our budget for 2016, I promised you an awesome post with tons of ways to save and make money that you haven't heard of yet.I always get tons of reader questions about how exactly we … [Read more...]
New Year, New Budget + 3 Free Money Management Tools
How many of you groaned at the thought of reviewing your 2015 spending and working up a new budget for 2016? I did.That's right, I bemoan taking time to review the highs and lows of our spending patterns, hashing out every budget line with the hubs, and then writing it down so we can stick to … [Read more...]
Share the Fun This Winter with the Swagbucks Three Brrr All!
Alright, it’s finally freezing here. We’ve layered sweaters and sweaters and blankets and blankets. We're even wearing long underwear! We’ve even tried lighting a fire in the fireplace and sipping hot cocoa but none of it is working! We should have known though, they say the best way to get warm is … [Read more...]
New Year’s Resolutions Are A Waste of Time. Set Goals Instead.
Progress is based on goals. Love 'em or hate 'em, if you want to do great things, you're going to have to set goals and actionable steps to reach them. This is easier than it sounds.Setting your goals for an entire year begins with a good bit of brainstorming, dreaming, and talking with your … [Read more...]
11 Hot Spiked Drinks
Can we talk for a moment about the wonders of hot spiked drinks? I mean, its like they were both made for warm weather. Calories, warmth, comfort food - it all sounds pretty good, doesn't it.The holidays are technically over, but if it's cold where you're at, or you just want to keep the … [Read more...]