Before you get all giddy, let me be completely transparent here: Yes, we paid off $24,000 of debt in 2015, and my husband's take-home pay is just slightly more than $30,000, but we did not live on $6,000 during 2015.What we did instead, was reduced our bills enough that we could live only on my … [Read more...]
Welcome To The New Retired by 40! + The New Year!
Welcome to the new Retired by 40!, and to 2016! I admit it: I’m a sucker for fresh starts: new years, new months, new jobs, new homes. You name the fresh start, I’m excited for it! So excited, in fact, that I practically jumped out of bed this morning, excited to get the new blog look & … [Read more...]
Win This Book + How To Enter The Giveaways
Exciting things are happening here at Retired by 40! - and I'm so excited that you've chosen to be a part of them! Earlier, I announced the theme for the year: Life Uncomplicated. {Read About 2016's Theme: Life Uncomplicated} Frugal living is my passion, but so is making my home beautiful, … [Read more...]
10 Money Saving Challenges To Kick-Start Your New Year
Money Saving Challenges are classic, much like New Year's Resolutions. You want to spend less, save more, and use the new year to shape up your waistline and/or your finances.But about March, your resolve starts to weaken, your energy levels dip crazy low, and your New Year's resolution or your … [Read more...]
Introducing Marriage & Money
Marriage & MoneyLoading...Craving a simple resource that offers a solution to the chaos of personal finances? The thoughtfully-designed, full-color pages of the Marriage & Money Book + Workbook will help you reclaim control over your finances, focusing you on your goals and the … [Read more...]
7 New Year’s Resolutions Everyone Can {And Should} Make
New Year's resolutions are typically short-lived. Losing weight, getting organized, making more money. All of these are common New Year's resolutions, and anyone can tell you that about February, people's resolve starts to weaken.Gyms empty out, the house becomes cluttered, and you get bogged … [Read more...]
Empty The Freezer challenge {Day 13}
Welcome To Day 13 Of The Empty The Freezer Challenge! [Read Day 11 & 12 Of The Empty The Freezer Challenge Here] Before we get into day 13, if you're new to the challenge, I'm taking a little break from my regular postings in December to do a Challenge designed to help save money, simplify, … [Read more...]
Empty The Freezer Challenge {Day 11 & 12}
Welcome To Day 11 & 12 Of The Empty The Freezer Challenge! [Read Day 10 Of The Empty The Freezer Challenge Here] Before we get into day 11 & 12, if you're new to the challenge, I'm taking a little break from my regular postings in December to do a Challenge designed to help save money, … [Read more...]
Empty The Freezer Challenge {Day 10}
Welcome To Day 10 Of The Empty The Freezer Challenge! [Read Day 9 Of The Empty The Freezer Challenge Here] Before we get into day 9, if you're new to the challenge, I'm taking a little break from my regular postings in December to do a Challenge designed to help save money, simplify, and prepare … [Read more...]
Empty The Freezer Challenge {Day 9}
Welcome To Day 9 Of The Empty The Freezer Challenge! [Read Day 8 Of The Empty The Freezer Challenge Here] Before we get into day 9, if you're new to the challenge, I'm taking a little break from my regular postings in December to do a Challenge designed to help save money, simplify, and prepare … [Read more...]
