To all of you out there who struggle with your budget, with a spending problem, with more debt than you can handle, stuck in a job you hate, unable to make ends meet.No matter your struggle, this is for you.To all of your who struggle and fight every single day to keep your budget on track. … [Read more...]
5 Benefits of Being Self-Employed
Last week, I was driving my dog to the vet’s office to get spayed, in St. Louis rush hour traffic. I was sitting there with my little one in the backseat glued to Veggie Tales, the dog scrambling around the vehicle and I found myself getting pretty road rage-y.It was in that moment that I truly … [Read more...]
Making The Summer of Fun Possible
We have unofficially dubbed this summer, The Summer of Fun. Why? Because if it involves sun, fun, and food, we're doing it (as long it we can fit it in the budget) we're doing it! It's all part of moving our focus from valuing possessions to valuing experiences. You can never recapture lost … [Read more...]
8 Essential Principles for Saving For Retirement
Saving for retirement is a scary prospect.It doesn't matter whether you're 13 or 53, the process (and methodology) to saving for retirement can seem overwhelming, difficult, and frustrating. But saving for retirement is a goal, just like any other goal you could set, be it weight loss, career … [Read more...]
8 Things You Should Never Buy Used
We live in a day and age that should thrill every frugalista (and frugal-er) out there. With sites like eBay, Craigslist, Facebook Yard Sales, the Buy Nothing Project, and Freecycle, if you need something, you can almost always find it for free or cheap.But should you?Sure, it's great to … [Read more...]
Love to Shop? Paribus Could Save You Hundreds
You know how stores offer "price adjustments", in most cases, if the price you purchased and item at drops within 2 weeks?Who really has time to chase all of those down?That, my friends, is where this really cool new service called Paribus comes in. How Paribus Works Paribus works off of … [Read more...]
May Traffic & Blog Income Report
During my 1st Year Blogiversary post, I asked you all if you would be interested in my doing both a Pinterest post (since 60% or more of my traffic comes from Pinterest) as well as an income report now that I am actually making some money! Your response was overwhelmingly "Yes!" so I'm going to … [Read more...]
May/June Budget Update
Well, supposedly April showers bring May flowers - not so much in our yard, but hopefully in yours!Last month we took the first of many short vacations. This time it was 4 days of camping over Memorial Day weekend with about 4 other families. It was hot, but really fun!How was your … [Read more...]
How to Prepare For Your Home Appraisal
As part of our plan to pay of $30,000 of debt in 2015, we're refinancing some of our debt for several reasons:To cut our interest rate To lower our monthly payment To reduce stressUltimately, we would like to be able to live off of only my husband's income, and have my income be … [Read more...]
5 Tips for Buying Your First Home By 22
I am so proud of the fact that I bought my first home at 22.And even though I was married, I bought the home on my own, without my husband, parents, or anyone else! It certainly wasn't easy, but it was completely worth it, and so today, I want to encourage you to buy a home as young as … [Read more...]