Ok, not just advice. My aunt asked me to take over her finances. And she’s not old. Or disabled.They’re just in over their heads.Now, my family does not know that I have a blog that lays out every detail of my financial life. The Big Guy knows, but no one else. They know that I write - … [Read more...]
Yakezie Challenge Update 7/14/14 – I broke 100,000!
I started the Yakezie Challenge 4/30/2014 with these stats: Global: 596,199 US: 110,637 My June Goals: Global: Break 150,000 US: Break 22,000 Well, I BLEW THOSE GOALS out of the water! … [Read more...]
Feed Your Family on $300 a Month – Part 3
In the RB40 household, we use a $300 "Everything you would buy at walmart" budget that includes food, toiletries, baby supplies, and household goods. Part 1 of Feed Your Family talked about how we keep our grocery costs down, and Part 2 was all about homemade cleaners! Now, I want to address how … [Read more...]
How to Handle an Unexpected Windfall
It seems like every month or so the lottery jackpot reaches a new record high. People rush out to buy tickets, and sure enough, within a few weeks a winner is announced on the evening news.This brings me to what I want to talk about today: the proper way to handle unexpected cash. What would you do … [Read more...]
Blog Revamp….What do you think?
If you're reading this, then you've probably already noticed the drastic change I made last night to the blog! I needed a change so bad, and last night I finally made it happen. The last layout was waaaaay too busy (the result of designing while swimming in preggo hormones...lol), and I am loving my … [Read more...]
The Importance of Budgeting for Fun Money
As most of you know, we are in “PayOffDebtAsFastAsWeCan” mode - which doesn’t leave anything extra for having fun! Now I’m not saying that having fun has to cost money, but what I am saying is that budgeting a small amount of money to be spent at your discretion every month - be it on something … [Read more...]
2014 Q2 Net Worth Update
It's time for another Net Worth Update, and time to see how my debt progress is going! It's hard to believe that we'll be debt free in 3 years - with $100K of debt!But, before I get started, I have to tell you that I failed you in my Q2 Net Worth Update. I neglected to include 2 loans into my … [Read more...]
Inside the Complicated Process of Buying a HUD Home
When I accepted my first job after college in St. Louis, I and my husband decided that it was time for us to buy a house rather than rent as we had done for the past four years. Being the frugal girl that I am, I also wanted to get the most bang for my buck. I also had to consider where we wanted … [Read more...]
CoSchedule – Save Your Sanity and Your Blog!
If you’ve been reading my Budget/Goal Updates, then you know I have committed to having family time every day from 5-7 pm. I get home as 5, and the baby goes down at 7 (give or take, let’s be honest), so this is the natural time that I should be focusing solely on my husband and little girl. But, … [Read more...]
July Goals and Budget Update
Good Morning! Hope you're ready to celebrate Independence Day! I know I sure am! I had a crazy month in June, but still managed to crank out 11 freelance articles! I posted about Feeding Your Family on $300 a month (twice!), Why You Should Create a Bill Schedule, Frugal Ways to Beat the Heat, … [Read more...]
