Should you automate your credit card payment? Perhaps you’ve heard of how automating your payments on utilities, loans, and credit cards as well as transfers to savings can help you avoid late fees and force you to save money? I know I have, and if you have been involved in the personal finance … [Read more...]
June Goals and Budget Update
Welcome to June, everyone! I hope that your May was as productive and happy as mine was! Man, I'm chipper this morning, aren't I? As every month is, this post is HUGE, so I'm going to jump right in to my June Goals and Budget Update! … [Read more...]
How Can End of Life Care Affect Your Finances?
Not a Pleasant Topic: How can End of Life Care Affect Your Finances?End-of-Life Care, also known as Hospice, is not something that most people want to think about. Right now we’re young and healthy and we don’t want to think about a time when we will be anything else, right? … [Read more...]
Find Money in a Too Tight Budget!
Having trouble taking an objective look at your too tight budget? In the aftermath of 2 failed break-ins at our house, we put in an alarm system that will cost us about $55 a month, and without finding somewhere to cut back, paying that monthly bill will seriously hinder our debt repayment. … [Read more...]
My Disagreement with Dave Ramsey – Part 3
In case you haven't noticed, I have a bit of a disagreement with Dave Ramsey. You can read Part 1 and Part 2, if you so choose, or you can pick up with the steps I'm addressing today! Baby Step 5 College funding for children By this point, you should have already started Baby Step 4—investing … [Read more...]
Life Update!
Well, its official! Our house is now overrun with kid toys……Where do you draw the line with toys? We are blessed to have family and friends who shower our daughter with gifts, but I want her to imagine and play without the constant help of toys. … [Read more...]
**UPDATED! How Much Money to Retire By 40?
How Much Money To Retire by 40? For years, I have been obsessed with the idea of retiring super young, but disregarded the idea because it seemed like the massive amount of money that I would need to acquire was beyond reach. Anyone ever felt like that? But, when I sat down and actually figured … [Read more...]
What Can Miranda Lambert’s Automatic Teach about Frugality?
Most mornings, my commute is great. I am on the road early enough that there is very little traffic, so I am able to sip my coffee and think about my day. Usually, I sing with the radio as well - much to the dismay of the other commuters :-( While the songs on the radio are usually merely for … [Read more...]
Getting our House Ready to Rent – Phase 1
*Happy Monday! Have you followed me on Bloglovin yet? Help me out and follow :-)Back in April We Bought a House - and we were only 22! It was a nightmare because it was a HUD home, but now that it appraised for 3x what we bought it for, we are super thrilled! However, we don’t really like … [Read more...]
May Goals / Budget Update
Monster post today, so let's jump right in, shall we?I am finally publicizing my personal, financial, and blog goals! In the past I have been super afraid to do so for fear of failing! And do you know what I have found? The same thing applies to my goals as it does to my finances: Making it … [Read more...]